MONEY MARKET ACCOUNTS

Made to save.

Rating: 5
Author: Duane & Michelle

Enjoy higher rates and the freedom to withdraw funds anytime, while keeping your money safe and growing.

MONEY MARKET ACCOUNTS

Made to save.

Enjoy higher rates and the freedom to withdraw funds anytime, while keeping your money safe and growing.

Three great reasons to open an account today

Competitive Returns

Earn higher interest rates than a traditional savings account.

No Withdrawal Limits

Unlimited withdrawals or transfers anytime you visit your local branch.

Tiered Rates

The more you save the more you earn thanks to a tiered rate structure.

MONEY MARKET ACCOUNT

More growth and quick access to your savings

Dive into a world where your savings grow faster and stay ready for whenever you need them. Discover the unique features of our Money Market account that make managing your funds both easy and rewarding:

Earn higher, tiered rates: Enjoy a higher interest rate on your savings without the pressure of keeping a high minimum balance. Plus, the tiered rates increase your earning potential as your balance grows.
Access your money whenever you need it: Make unlimited withdrawals or transfers in person and enjoy free personalized checks for convenient and secure transactions.
Bank on the go: Access your account anytime, anywhere, with our 24/7 Online and Mobile Banking services.
Enjoy low to no monthly fees: Say goodbye to monthly fees when your balance is at least $1,500; otherwise, there’s a low monthly fee of $8.

Click below to open a Money Market Account today to start saving while enjoying liquid access to your funds.

MONEY MARKET ACCOUNT

More growth and quick access to your savings

Earn higher, tiered rates: Enjoy a higher interest rate on your savings without the pressure of keeping a high minimum balance. Plus, the tiered rates increase your earning potential as your balance grows.
Access your money whenever you need it: Make unlimited withdrawals or transfers in person and enjoy free personalized checks for convenient and secure transactions.
Bank on the go: Access your account anytime, anywhere, with our 24/7 Online and Mobile Banking services.
Enjoy low to no monthly fees: Say goodbye to monthly fees when your balance is at least $1,500; otherwise, there’s a low monthly fee of $8.

Click below to open a Money Market Account today to start saving while enjoying liquid access to your funds.

MONEY MARKET BONUS DIVIDEND PLAN

Grow your savings even faster

Earn even higher rates on your Money Market Account (not available for Premium Money Market Accounts) when you sign up for our Bonus Dividend Plan. You just have to follow 3 easy steps:

1. Enroll in the bonus dividend plan: Simply call, email us, or use Digital Assistance to enroll.
2. Meet checking account requirements: You must have an open checking account with a minimum balance of $2,500 and the same Tax ID as your money market account.
3. Set up direct deposits or loan payments: Establish either a direct deposit into your checking account or an automatic loan payment from your checking account.

Ready to supercharge your Money Market Account? Just give us a call, shoot us an email, or use Digital Assistance to enroll in the Bonus Dividend Plan and start earning more!

MONEY MARKET BONUS DIVIDEND PLAN

Grow your savings even faster

Earn even higher rates on your Money Market Account (not available for Premium Money Market Accounts) when you sign up for our Bonus Dividend Plan. You just have to follow 3 easy steps:

1. Enroll in the bonus dividend plan: Simply call, email us, or use Digital Assistance to enroll.
2. Meet checking account requirements: You must have an open checking account with a minimum balance of $2,500 and the same Tax ID as your money market account.
3. Set up direct deposits or loan payments: Establish either a direct deposit into your checking account or an automatic loan payment from your checking account.

Ready to supercharge your Money Market Account? Just give us a call, shoot us an email, or use Digital Assistance to enroll in the Bonus Dividend Plan and start earning more!

PREMIUM MONEY MARKET

Earn higher rates on your high-balance savings

Put your money to work without locking it in a CD or risking it in the stock market. Our Premium Money Market account offers high yields on balances of $100,000 or more, with the flexibility to access your funds anytime.

Enjoy all the benefits of a Money Market Account: This account offers the same Money Market convenience and liquidity but with higher rates for high balances.
Earn interest on higher balances: You need a $100,000 minimum to open and earn dividends.
Get higher rates as your savings grow: With tiered rates, the more your balance grows, the higher the interest you’ll earn.
No monthly fee: Enjoy the advantages of this account without worrying about monthly maintenance fees.

Take advantage of our Premium Money Market account. Open yours now and enjoy the perfect balance of secure growth and flexibility.

PREMIUM MONEY MARKET

Earn higher rates on your high-balance savings

Enjoy all the benefits of a Money Market Account: This account offers the same Money Market convenience and liquidity but with higher rates for high balances.
Earn interest on higher balances: You need a $100,000 minimum to open and earn dividends.
Get higher rates as your savings grow: With tiered rates, the more your balance grows, the higher the interest you’ll earn.
No monthly fee: Enjoy the advantages of this account without worrying about monthly maintenance fees.

Take advantage of our Premium Money Market account. Open yours now and enjoy the perfect balance of secure growth and flexibility.

$100 FOR YOU! $100 FOR THEM!

Refer a Friend for $100

Refer a friend to open their first checking account with Columbia CU and we’ll deposit $100 into BOTH of your accounts. Just our way of saying thanks—and welcome! And, a great way for you to share the value offered through Columbia Credit Union membership with your friends and family.

$100 FOR YOU! $100 FOR THEM!

Refer a Friend for $100

MONEY MARKET

How to open an account.

Apply Online: Click the link below or stop by a branch to start your application.
Deposit Funds: Add as little or as much money as you want. There are no minimum balance requirements.
Save & Earn: Competitive and tiered rates work overtime to help your money grow!

MONEY MARKET

How to open an account.

Apply Online: Click the link below or stop by a branch to start your application.
Deposit Funds: Add as little or as much money as you want. There are no minimum balance requirements.
Save & Earn: Competitive and tiered rates work overtime to help your money grow!

★★★★★

“Columbia CU and their personnel have always treated us well. We have always had our financial needs met quickly and competently. We will never leave this institution.”

- Duane & Michelle

Frequently Asked Questions

What benefits do money market accounts offer?

Money market accounts offer higher interest rates than other types of savings accounts. They also provide check-writing privileges and easy access to your funds.

Can I write checks from my money market account?

Yes, you can write checks directly from your money market account. This feature adds convenience and allows you to manage your expenses directly from your account.

Is my money safe in a money market account?

Absolutely. The National Credit Union Administration (NCUA) insures funds up to $250,000 per account. This ensures your money stays secure and protected.

What are the differences between money market accounts offered at banks and credit unions?

Money market accounts at banks and credit unions generally operate similarly. However, credit unions often offer better terms, fewer fees, and personalized service. When you open a Columbia Credit Union Money Market Account and join our family, you gain a financial partner committed to supporting your financial success and our communities’ well-being.

CD SPECIALS

More Ways to Save and Earn

Grow your savings confidently with our range of Certificate of Deposit (CD) accounts. Our flexible CD options offer attractive yields to meet your needs.

Benefits of our CD Specials:

Competitive rates: Earn higher returns that compound with various competitive interest rates.
Custom terms: Select terms ranging from 3 months to 5 years to match your timeline.
Low minimum deposits: $500 is all it takes to open a CD.
Federally insured: The NCUA insures your principal and earned interest up to $250,000 per account.
No monthly fees: All your money stays invested with no recurring maintenance fees deducted.

Get started today to unlock the earning potential of our high-yield CDs!

Need more account options?

IRAs

Whether you’re saving for retirement or your child’s college education, we have the perfect IRA for you. Start savings today to secure your financial future with tax benefits and flexible options.

RewardsPlus Checking

Earn unlimited cash rewards every time you make purchases with your debit card—all while enjoying no monthly fees and easy fee-free ATM access. Ready to turn your daily spending into rewards?

High-Yield Checking

Put your money to work for you with our Income Checking account. Enjoy attractive returns, no fees, and ATM rebates—this account is designed to maximize your financial potential.